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| gen. |
объекты страхования (The legal right to enter into an insurance contract. A person is said to have an insurable interest if the event insured against could cause that person a financial loss. For example, anyone may insure their own property as they would incur a loss if an item was lost, destroyed, or damaged. If no financial loss would occur, no insurance can be arranged. For example, a person cannot insure a next-door neighbour's property. The limit of an insurable interest is the value of the item concerned, although there is no limit on the amount of life assurance a person can take out on his or her own life, or that of a spouse, because the financial effects of death cannot be accurately measured. Insurable interest was made a condition of all insurance by the Life Assurance Act (1774). Without an insurable interest, an insured person is unable to enforce an insurance contract (or life-assurance contract) as it is the insurable interest that distinguishes insurance from a bet or wager. OB&M Alexander Demidov) |
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| gen. |
объект страхования (a person has such an interest in property or in the life of a person if damage or destruction of the property or death of the person would expose him to pecuniary loss or liability. CDL. For a contract of insurance to be valid, the insured must have an insurable interest in the subject matter of the insurance policy. For example, the insured would suffer loss if the event insured against occurred. This is what distinguishes an insurance contract from a wagering contract. PLG. A connection or relationship with a person or thing that is substantial enough to bring a real benefit or advantage to the person who wants to insure it, generally because the person or thing provides him or her with money or some other valuable thing, thus justifying the need or desire for insurance coverage. LDUSA Alexander Demidov) |
| busin. |
интерес, подлежащий страхованию |
| EBRD |
страхуемый интерес (имеется, если событие, от которого производится страхование, чревато для страхователя финансовыми убытками, что даёт юридическое право заключить договор страхования и отличает страхование от пари. OSSIPOV); страхуемый риск (oVoD) |
| law |
страховой интерес |
| notar. |
риск страховой |
