incidents of ownership(права владельца по полису страхования жизни, включающие право назвать нового бенефициара в любое время и право отказаться от полиса в обмен на его денежную стоимость TransRu)
bank's right to vote customers' deposited shares(нем. Depotstimmrecht – In the case of companies whose share capital is widely spread through public subscription ("Publikums-AG"), the voting right of the individual smaller shareholders is exercised by the banks at which a share is deposited ("Depotstimmrecht", i.e. banks' right to vote customers' deposited shares) or by shareholders' associations. europa.eu)
