вот тута чейто написано... немного по-другому получается. а как сказать - не ведаю. страховкой почти не занимался - ни по жизни, ни в переводе. 6. Payments on account It is appreciated that one of the major problems facing shipowners is the delay between settling repair accounts and receiving settlement from underwriters in respect of claims. However, in cases where an average adjuster is appointed he may be able to recommend a payment on account by hull insurers and/or cargo interests enabling the shipowner to receive reimbursement of a substantial proportion of his expenditure at an early stage. Repair invoices are often settled with the sum recommended in the payment on account being remitted directly by insurers to the relevant repair yard, with obvious benefits for the shipowner's cash flow. попробуйте порыть правила наших страховщиков, мож, чего нароете. удачи
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