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 Алена Р

link 12.01.2017 12:55 
Subject: accounts factors gen.
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Тема: кредитные карты
Контекст: Opening new credit card accounts does not, as many people fear, automatically sink your credit score. The credit check that lenders conduct does knock your score down a few points, but a bigger factor in your score is the percentage of available credit you are actually using. If you keep your spending steady, opening new cards — or raising the credit limit on your existing cards — lowers your utilization rate and generally lifts your score over time.

But if you decide to stop using an older card, it often pays off to keep it open. !The age of your accounts factors! into your credit score and closing older accounts takes a toll, especially if it reduces the total amount of untapped credit you have available.

 tumanov

link 12.01.2017 13:17 

verb (used with object)
10.
Mathematics. to express (a mathematical quantity) as a product of two or more quantities of like kind, as 30 = 2·3·5, or x 2 − y 2 = (x + y) (x − y).
Compare expand (def 4a).
11.
to act as a factor for.
verb (used without object)
12.
to act as a factor.
Verb phrases
13.
factor in/into, to include as an essential element, especially in forecasting or planning:
You must factor insurance payments into the cost of maintaining a car.

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 Алена Р

link 12.01.2017 17:49 
Спасибо!

 johnstephenson

link 12.01.2017 18:00 
tumanov +1

.... and 'to take (a/its) toll (on sth)' is a set expression. Nothing to do with tolls (charges/fees/levies).

http://www.collinsdictionary.com/dictionary/english/take-its-toll

 

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