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стандартный текст договораstresses
gen. boilerplate contract (Alexander Demidov); standard form contract (A standard form contract (sometimes referred to as an adhesion or boilerplate contract) is a contract between two parties where the terms and conditions of the contract are set by one of the parties, and the other party is placed in a "take it or leave it" position with little or no ability to negotiate terms more favorable to it. Examples of standard form contracts are insurance policies (where the insurer decides what it will and will not insure, and the language of the contract) and contracts with government agencies (where certain clauses must be included by law or regulation). WK Alexander Demidov)