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реструктуризация долговых обязательствstresses
gen. debt restructuring (The adjustment of a debt, either as a result of legal action or by agreement between the interested parties, to give the debtor a more feasible arrangement with the creditors for meeting the financial obligations. The management may also voluntarily restructure debt, for example by replacing long-term debt with short-term debt. OB&M Alexander Demidov)
fin. bail-in (компании или страны, попавшей в трудное положение, с привлечением частного капитала, а не государственных средств dfdfdf)