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предприятия, предоставляющие расчётно-кассовые услуги, осуществляющие обмен валюты, денежные переводы без открытия банковских счетовstresses
account. money service businesses (A money services business (MSB) is a legal term used by financial regulators to describe businesses that transmit or convert money. The definition was created to encompass more than just banks which normally provide these services to include non-bank financial institutions. Aprela)
fin. money service business (Aprela)