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| убытки прошлых лет (A bank should review the range of historical losses over the period used, rather than relying solely on the average historical loss rate, and should identify the ... | While historical loss experience provides a reasonable starting point for the institution's analysis, historical losses, or even recent trends in losses, do not by ... | The calculated historical losses were expressed as annual average values. Alexander Demidov) | |||
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| убыток прошлых лет (Alexander Demidov) | |||
| убыток за прошлые периоды (Alexander Matytsin) | |||