take or make a positive decision(Example: When the insurer takes a positive decision to pay out an insurance benefit, the given benefit shall be paid out within 10 working days from the date of receipt by the insurer of all the documents. (Перевод: При принятии страховщиком положительного решения о страховой выплате данная выплата осуществляется в течение 10 рабочих дней с даты получения страховщиком всех документов. Пазенко Георгий)
declaratory judgement(Black's Law Dictionary – A binding adjudication that establishes the rights and other legal relations of the parties without providing for or ordering enforcement. Declaratory judgements are often sought by insurance companies in determining whether a policy covers a given insured or peril. Also termed – declaratory decree; declaration. алешаBG)