major violation(In the context of auto insurance: driving under the influence of alcohol, driving while the driving license is revoked or suspended or permitting an unlicensed driver to drive the insured vehicle, drag racing or other reckless driving, filing a fraudulent claim, fleeing from the scene of accident in which the insured is involved. Read more: businessdictionary.comAlexander Demidov)
citation(влечёт за собой появление записи о криминальном прошлом; Citation could be received for any infraction, including parking infraction. Emma Garkavi)