| gen. | переход к страховщику, выплачивающему страховое возмещение, права требования к лицу, ответственному за убытки, возмещаемые в результате страхования | subrogation (An insurance process whereby a company that has paid out to a policyholder for a loss incurred recovers the amount of the loss from the party that is legally liable. Bloomberg Financial Dictionary. The principle that, having paid a claim, an insurer has the right to take over any other methods the policyholder may have for obtaining compensation for the same event. For example, if a neighbour is responsible for breaking a person's window and an insurance claim is paid for the repair, the insurers may, if they wish, take over the policyholder's legal right to claim the cost of repair from the neighbour. OB&M Alexander Demidov) |
