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Subject: помогите перевести абзац по финансам. скоро экзамен ))) gen. The main goal of Retail Credit Risk Management Department is to follow all issues related to credit risk relevant part of the origination process, IT tools (user relevant) used for evaluation of applicant credit solvency, credit related fraud detection and prevention activities, data management and portfolio monitoring, scoring / rating and initial score models development and collecting receivables being in overdue for both PIs and SMEs subsegments.
Over the medium to long term there is still potential for the CEE banking sector to generate above-EU average growth in banking volumes and profitability, as the financial penetration gap still exists. This is one of the key findings of the latest CEE Banking Study, conducted by UniCreditґs CEE Strategic Analysis department. Although total loans in the CEE region should have approached EUR 1.5 trn at the end of 2011, which is an increase by roughly 9% yoy, loans to GDP stood finally at an estimated 49% for CEE compared to 120% in the Euro area. Market potential is in place especially for corporate loans and mortgage financing, whereas this is hardly the case for consumer lending. Large divergences remain also by geographies, with Russia and Turkey expected to contribute the most in terms of lending growth over the 2011-15 period.
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