>Выражение встречается в следующем контексте:<
The interest rate is fixed two (2) Business Days prior to the conversion date with the margin of […] % p.a. net above the SWAP-rate (or the Lender’s actual refinancing rate should the latter be higher than the SWAP-rate), the total being divided by 0.95 at the time of the conversion with a duration corresponding to the remaining average loan period, minimum two (2) years SWAP.

Заранее спасибо