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account with institution (Anfil); bank account (A bank account is a financial account between a bank customer and a financial institution. A bank account can be a deposit account, a credit card, or any other type of account offered by a financial institution. The financial transactions which have occurred within a given period of time on a bank account are reported to the customer on a bank statement and the balance of the account at any point in time is the financial position of the customer with the institution. Bank accounts may have a positive, or credit balance, where the bank owes money to the customer; or a negative, or debit balance, where the customer owes the bank money. Broadly, accounts opened with the purpose of holding credit balances are referred to as deposit accounts; whilst accounts opened with the purpose of holding debit balances are referred to as loan accounts. Some accounts can switch between credit and debit balances. Some accounts are categorized by the function rather than nature of the balance they hold, such as savings account. All banks have their own names for the various accounts which they open for customers. >Types of accounts Transactional account Deposit account Checking account Current account Personal account Transaction deposit Savings Account Individual Savings Account Time deposit / certificate of deposit Tax-Exempt Special Savings Account Tax-Free Savings Account Money market account Other accounts Loan account Joint account Low-cost account Nostro and vostro accounts Numbered bank account Negotiable Order of Withdrawal account Wiki Alexander Demidov) |
